DES MOINES, Iowa, July 16 -- The Federal Home Loan Bank of Des Moines, a district bank in the Federal Home Loan Bank System, issued the following news: * * * Two Percent Interest Rate Reduction Creates New Pathway for Homeownership in Mankato, Minnesota. * * * It didn't take long for homeowner Ethan Rademacher to realize that mortgage rates were steadily moving up during his home search. The higher the rates went, the less comfortable he was with the mortgage payments he'd be making on his f  more